Key Takeaways:
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CGMs and supplies may be available for those on low income through Aeroflow Diabetes.
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Coverage for CGMs extends beyond Medicare to include Medicaid, and private insurance providers such as Blue Cross Blue Shield, CIGNA, and United Healthcare, though eligibility depends on meeting specific criteria.
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To determine if you're eligible for CGM coverage, you can easily fill out an Eligibility Form. If approved, Aeroflow Diabetes will assist with paperwork, prescriptions, and direct shipment of supplies to your home.
Diabetes care products like continuous glucose monitors (CGMs), can be costly out of pocket, especially for those living on low income.
According to the American Diabetes Association, about 31% of diabetes patients reported that they did not regularly monitor glucose levels because blood glucose monitoring test strips were too expensive.
We know blood glucose testing supplies are a necessity. Thankfully, there are a few ways those living on low income may be able to receive them at little to no cost.
Does Medicare Cover Diabetic Supplies?
Medicare, along with Medicaid and several other major private health insurance plans, offers different levels of coverage and reimbursement options for CGMs, including Blue Cross Blue Shield, CIGNA, and United Healthcare, among over 500 others. CGMs are generally considered durable medical equipment (DME) and can be ordered through approved DME companies like Aeroflow Diabetes and paid for, at least partially, by Medicare or private insurance.
What Other Health Insurance Plans Cover Diabetic Supplies?
Along with Medicare coverage and most state Medicaid coverages, CGMs are covered benefits for most commercial insurance providers. All insurances have basic clinical coverage criteria that you must meet in order to qualify, and the products you may be eligible for depend on what your specific primary or secondary insurance company allows.
What Is Secondary Insurance?
If you have secondary insurance, it may cover your coinsurance, helping you avoid out-of-pocket costs each month. Secondary insurance can come in the form of private supplemental insurance plans, Medicare supplemental insurance plans, or state Medicaid plans, working as a supplementary policy that helps cover costs after your primary insurance has paid its portion.
You can find out if you’re covered through your specific insurance plan by filling out our quick Eligibility Form.
How Do I Get Diabetic Supplies Through Insurance?
You may be eligible to receive CGM supplies at little to no cost, if you have Medicare, Medicaid, or other private insurance plans. Assistance programs are also a beneficial option to help pay for any outstanding cost, if any, using FSA / HSA. If your CGM device is prescribed by a healthcare provider, it should be eligible for reimbursement. Check with your personal FSA / HSA plan for any additional documentation or approval requirements after filling out our quick and secure Eligibility Form to find out if you qualify.
Upon approval, our specialists will reach out to you to help you complete any necessary paperwork. You’ll just need to reach out to your healthcare provider for a prescription, and we’ll answer any questions you may have about insurance coverage or CGM systems.
Check Your Coverage for CGMs Through Insurance
With a 4.8 rating from Google users, Aeroflow Diabetes helps individuals qualify and receive continuous glucose monitors at low cost through insurance.
Here's how it works:
1. Fill out our Eligibility Form. You submit your information.
2. We verify your coverage. Our Diabetes Specialists will verify your insurance coverage.
3. You'll choose the CGM that's right for you. You'll select the CGM you'd like to receive.
4. We fulfill your order. We ship your items straight to your door.
Carson Moore, Accuracy Reviewer
Carson Moore is the Director of Aeroflow Diabetes. He has been leading Aeroflow Diabetes since its inception. He hopes to simplify the complex and somewhat antiquated diabetes care industry to give patients world-class care that they can understand.
He graduated from the Georgia Institute of Technology with a Master's degree in Business Administration and a Bachelor’s degree in Polymer and Fiber Engineering.
Alongside running the Diabetes center, Carson uses his knowledge of engineering and business to help bridge the gap between complex systems and the people who actually use them.
About the Author
Julia Dietrich is the Marketing Coordinator at Aeroflow Diabetes. A graduate of Kean University with a Bachelor’s degree in Advertising, Julia has contributed to many marketing campaigns across different industries and understands well how important diabetes prevention, management, and education are for overall health and wellness.
Outside of her work, Julia enjoys photography, cooking, and spending time with family. Her background in marketing and dedication to patient advocacy and wellness, coincide with her commitment to educate and promote diabetes management.
Disclaimer
Information provided on the Aeroflow Diabetes blog is not intended as a substitute to medical advice or care. Aeroflow Diabetes recommends consulting a doctor if you are experiencing medical issues or concerns.
References
The Cost of Access to Diabetes Technologies | ADA. (n.d.). Retrieved from diabetes.org website: https://diabetes.org/tools-resources/managing-diabetes-costs/cost-access-diabetes-technologies
